Many, many years ago at least in a state like New York, residents didn't have to worry about the constant threat of rain and what it would do to the surrounding infrastructure. This pertains to rivers,oceans or any body of water that seems to have widened or eroded it's way; in that it(water) now occupies what was once land or an area of homes on a neighborhood block.
I do have a question regarding ownership in this kind of category. If a river or ocean eventually flows onto the property of a person or people owning homes; in so much that they can no longer live there because the river or water has taken posession of the property; does the owner of the property have a legal claim to that part of the river or ocean that now occupies the owners property and home they lived in? For example: Joby Rivers and his wife Raft owned an oceanside home. Their beautiful two story home was just a stones throw away from the ocean where they had a dock for their boat. The middle aged couple had lived there for over twenty years and couldn't possibly think of moving any place else. Besides, they put most of the money they had into their home and they enjoyed the changing of the seasons while living there. Over the years the couple noticed that their dock was flooded with water and their boat was at risk because the water now seemed to be entering the land. So they moved their boat, so that it sat in their driveway instead. A few years later they also noticed that the ocean water was on their property, and then realized that they could no longer live there because of heavy flooding that happened when it rained. They knew it would be a matter of time before they could no longer enter or exit their house due to the surrounding water from the ocean. The couple could not sell the home to anyone becausee the house and property could no longer be occupied. They did however manage to relocate to another town and rented a house and only use their boat for summer outings since they could no longer afford the oceanside home and dock they once had. However, where should the couple have gone to, regarding the loss of property due to it's erosion as a result of the ocean? Sure, the couple revisited the home that they had lived in just to find that it was gone due to rain and ocean flooding and that the surrounding areas of the property and land that had eroded were sandbagged to prevent the town from eventually being flooded. Once nature has decidedly taken over - should the couple have been reimbursed by the city they once lived in? Knowing that the city had a limit of money they would pay out and the fact that it would have cost the couple a lot of money to pursue the matter and to try and prevent erosion to their home and property by using riprap would probably have cost the couple even more. They felt that moving was the best thing they did.
Cities should offer a buyout deal to property owners affected by river and ocean erosion. Once the property is vacant and no longer owned the city can do anything it wants even if they construct steel walls and supports to prevent water erosion. The city can still earn money be having vendors in trucks, stands or carts sell items as people picnic or barbecue along the surrounding area since people enjoy being near water. Also, homeowners insurance should be useful regarding riders for ocean and river erosion so that anyone in this circumstance is able to move once this occurs.
For those that live in homes and are now subject to floods that can cause damage, although not that of erosion. There is a way to prevent water buildup without having a truck full of sandbags dropped off at your home with no place to store them afterwards. Introducing: The Floodbag. The Flooodbag is a bag made of vinyl, woven and polyester fabric. This makes the bags thick and leak proof. The spout has a waterproof leak seal cap that you twist on and off. The Floodbag has velcro attachments so that you can fill your Floodbags and then attach them together closely as you would a sandbag. How does the Floodbag work? The Floodbags are designed to work by filling them up with water. To place Floodbags around your home a person simply would: Take several Floodbags they come in 1,2 and 3 feet sizes. Let's just say you're using the 2 feet size, you twist off the waterproof cap and begin to pour water into the Floodbag with an ordinary garden hose. once the bag is full you then place the cap back on and put the floodbag where you want to. As you begin to build your forte with your Floodbags you can connect them together with the velcro attachments, or stack your Floodbags together and then fill them with water. Once this is done you will have done all you can to prevent your home from being flooded. Once the storm is over you can remove the cap from the Floodbags on a very hot sunny day and use that water from the bags to water your lawn. It's that simple. The Floodbag, it saves time and they are easy to store away to be reused when necessary. Save that sand for the hourglass and use the Floodbag instead!